ZIP Code 03570 — Berlin city, NH Demographics & Data

ZIP code 03570 covers Berlin, NH in Coos County with a population of about 9,473.

At a glance, the area shows median age of 44.3 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-2; the PORTLAND - AUBURN media market.

Berlin, NH sits in a university / college context (near white mountains community college (0.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 03570 is about $43,972 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.8%; unemployment rate near 5.2%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 4.2% of workers reporting work-from-home (about 11.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $113,500 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $670 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 60.6% (about 4.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03570 in Berlin, NH, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $729. That sits below the local median household income ($43,972), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Berlin city, NH as Relatively Low (composite score 72.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.6) and hurricane (77.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Berlin city, NH show little to no average snow and around 42.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 444 for ZIP 03570 (Berlin city, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.