US5.com
  1. Home
  2. States
  3. New Hampshire
  4. ZIP 03814
  5. Housing & Real Estate
Center Ossipee CDP, NH

ZIP 03814 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03814

Median Home Value
$316,200
Median Rent
$1,030
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,031/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03814 in Center Ossipee CDP, NH, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,031. That is about 17% above the local median household income ($74,475), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 48% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.6%+3% vs US avg
x
Vacancy Rate
48.1%+367% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$316,200
Home Value
$1,030
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.5%
  • 1-unit attached0.0%
  • 2-9 units19.0%
  • 10+ units1.6%
  • Mobile home & other7.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,200
Median rent$1,030
Owner-occupied67.6%
Vacant48.1%
Price-to-income4.2x
Est. income to buy$87,000