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Somersworth city, NH

ZIP 03878 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03878

Median Home Value
$295,200
Median Rent
$1,313
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,896/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03878 in Somersworth city, NH, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,896. That is roughly in line with the local median household income ($79,691). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
20.1%-59% vs US avg
x
Mortgage-Free
35.4%-7% vs US avg
x
$295,200
Home Value
$1,313
Rent
1970
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.2%
  • 1-unit attached0.7%
  • 2-9 units28.6%
  • 10+ units15.6%
  • Mobile home & other6.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$295,200
Median rent$1,313
Owner-occupied62.2%
Vacant6.5%
Price-to-income3.7x
Est. income to buy$81,000