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, ME

ZIP 03907 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03907

Median Home Value
$799,200
Median Rent
$1,365
Affordability Snapshot
$220,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,134/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

48.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03907 in ME, a household would need roughly $220,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,134. That is about 111% above the local median household income ($104,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 71% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.7%+40% vs US avg
x
Vacancy Rate
70.9%+589% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
61.1%+60% vs US avg
x
$799,200
Home Value
$1,365
Rent
1977
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.2%
  • 1-unit attached3.3%
  • 2-9 units10.5%
  • 10+ units10.0%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$799,200
Median rent$1,365
Owner-occupied91.7%
Vacant70.9%
Price-to-income7.7x
Est. income to buy$220,000