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Cumberland Center CDP, ME

ZIP 04021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04021

Median Home Value
$506,800
Median Rent
N/A
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,256/mo PITI).

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 04021 in Cumberland Center CDP, ME, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,256. That is roughly in line with the local median household income ($145,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.4%+43% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
10.2%-31% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
37.3%-25% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$506,800
Home Value
N/A
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached4.7%
  • 2-9 units4.9%
  • 10+ units0.0%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$506,800
Median rent$-666,666,666
Owner-occupied93.4%
Vacant4.8%
Price-to-income3.5x
Est. income to buy$140,000