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, ME

ZIP 04051 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04051

Median Home Value
$265,300
Median Rent
$1,072
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,704/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04051 in ME, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,704. That is roughly in line with the local median household income ($72,308). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 58% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
57.9%+462% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$265,300
Home Value
$1,072
Rent
1982
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.8%
  • 1-unit attached0.4%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$265,300
Median rent$1,072
Owner-occupied85.1%
Vacant57.9%
Price-to-income3.7x
Est. income to buy$73,000