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ZIP 04211 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04211

Median Home Value
$263,000
Median Rent
$864
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,689/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04211, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,689. That sits below the local median household income ($95,600), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
6.1%-40% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
10.8%-15% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
31.7%-36% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$263,000
Home Value
$864
Rent
1976
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached6.2%
  • 2-9 units13.7%
  • 10+ units3.2%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,000
Median rent$864
Owner-occupied78.7%
Vacant6.1%
Price-to-income2.8x
Est. income to buy$72,000