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, ME

ZIP 04354 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04354

Median Home Value
$266,800
Median Rent
N/A
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,714/mo PITI).

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 04354 in ME, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,714. That sits below the local median household income ($92,344), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 37% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.3%+44% vs US avg
x
Vacancy Rate
36.8%+257% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
36.6%-4% vs US avg
x
$266,800
Home Value
N/A
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.9%
  • 1-unit attached0.0%
  • 2-9 units1.2%
  • 10+ units0.0%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$266,800
Median rent$-666,666,666
Owner-occupied94.3%
Vacant36.8%
Price-to-income2.9x
Est. income to buy$73,000