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Hampden CDP, ME

ZIP 04444 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04444

Median Home Value
$270,900
Median Rent
$936
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,740/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04444 in Hampden CDP, ME, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,740. That sits below the local median household income ($102,922), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
6.9%-54% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
38.5%+1% vs US avg
x
$270,900
Home Value
$936
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.3%
  • 1-unit attached3.6%
  • 2-9 units9.0%
  • 10+ units2.1%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$270,900
Median rent$936
Owner-occupied86.8%
Vacant7.9%
Price-to-income2.6x
Est. income to buy$75,000