ZIP Code 04489 — Old Town city, ME Demographics & Data

ZIP code 04489 covers Old Town, ME in Penobscot County with a population of about 366.

At a glance, the area shows median age of 24.9 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-2; the BANGOR media market.

Old Town, ME sits in a university / college context (near university of maine (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

On socioeconomic markers, US5 shows a poverty rate of 26.2%; unemployment rate near 0.0%; 72.8% of adults with a bachelor’s degree or higher (about 39.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Professional services; about 14.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $229,200 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,403 (about 21% above the U.S. median rent ($1,163)), and owner-occupancy near 66.5% (about 1.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04489 in Old Town, ME, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Old Town city, ME as Relatively Low (composite score 78.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (86.7) and flood (83.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Old Town city, ME show little to no average snow.

IRS migration statistics show a net inflow of about 17 for ZIP 04489 (Old Town city, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.