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, ME

ZIP 04554 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04554

Median Home Value
$500,000
Median Rent
N/A
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,212/mo PITI).

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 04554 in ME, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,212. That is about 79% above the local median household income ($76,932), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 65% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+26% vs US avg
x
Vacancy Rate
64.6%+527% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
47.5%+24% vs US avg
x
$500,000
Home Value
N/A
Rent
1963
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.4%
  • 1-unit attached1.2%
  • 2-9 units3.3%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$500,000
Median rent$-666,666,666
Owner-occupied82.1%
Vacant64.6%
Price-to-income6.5x
Est. income to buy$138,000