ZIP Code 04746 — Grand Isle CDP, ME Demographics & Data

ZIP code 04746 covers Grand Isle, ME in Aroostook County with a population of about 416.

At a glance, the area shows median age of 56.6 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-2; the PRESQUE ISLE media market.

Grand Isle, ME fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 04746 is about $34,167 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.4%; unemployment rate near 10.8%; 13.3% of adults with a bachelor’s degree or higher (about 20.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Manufacturing; a mean commute of about 146.0 minutes (U.S. average near 26.8).

Median home value is about $85,000 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $521 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 77.5% (about 12.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04746 in Grand Isle, ME, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $546. That sits below the local median household income ($34,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grand Isle CDP, ME as Relatively Low (composite score 80.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (83.1) and flood (76.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grand Isle CDP, ME show little to no average snow and around 32.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 04746 (Grand Isle CDP, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.