ZIP Code 04970 — Rangeley CDP, ME Demographics & Data

ZIP code 04970 covers Rangeley, ME in Franklin County with a population of about 1,420.

At a glance, the area shows median age of 56.4 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-2; the PORTLAND - AUBURN media market.

Rangeley, ME fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 04970 is about $58,182 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 11.7%; 31.4% of adults with a bachelor’s degree or higher (about 2.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate, Food services, and Public administration; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $287,100 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $587 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 70.8% (about 5.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04970 in Rangeley, ME, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,844. That is about 36% above the local median household income ($58,182), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rangeley CDP, ME as Relatively Low (composite score 43.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (80.9) and flood (53.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rangeley CDP, ME show little to no average snow and around 40.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 64 for ZIP 04970 (Rangeley CDP, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.