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Westminster village, VT

ZIP 05158 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05158

Median Home Value
$223,800
Median Rent
$821
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,438/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05158 in Westminster village, VT, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,438. That sits below the local median household income ($97,778), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.1%+42% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
68.9%-21% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
4.4%-37% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
32.6%-15% vs US avg
x
$223,800
Home Value
$821
Rent
1970
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached0.0%
  • 2-9 units6.0%
  • 10+ units0.0%
  • Mobile home & other17.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,800
Median rent$821
Owner-occupied93.1%
Vacant4.1%
Price-to-income2.3x
Est. income to buy$62,000