ZIP Code 05362 — undefined, VT Demographics & Data

ZIP code 05362 covers VT in Windham County with a population of about 179.

At a glance, the area shows median age of 56.7 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BOSTON (MANCHESTER) media market.

VT fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 05362 is about $60,125 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 9.6%; 46.3% of adults with a bachelor’s degree or higher (about 12.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Manufacturing, and Information; about 29.3% of workers reporting work-from-home (about 14.1 points above the U.S. share (15.2%)); a mean commute of about 53.0 minutes (U.S. average near 26.8).

Median home value is about $328,400 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.2% (about 24.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05362 in VT, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,110. That is about 50% above the local median household income ($60,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VT as Relatively Low (composite score 56.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (74.6) and flood (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VT show little to no average snow and around 47.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 05362 (VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.