ZIP Code 05440 — Alburgh village, VT Demographics & Data

ZIP code 05440 covers Alburgh, VT in Grand Isle County with a population of about 1,802.

At a glance, the area shows median age of 49.5 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 05440 is about $64,390 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.5%; unemployment rate near 3.3%; 30.6% of adults with a bachelor’s degree or higher (about 3.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Healthcare; about 4.8% of workers reporting work-from-home (about 10.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $239,800 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,188 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 89.7% (about 24.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05440 in Alburgh, VT, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,540. That is roughly in line with the local median household income ($64,390). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alburgh village, VT as Very Low (composite score 1.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (34.5) and flood (12.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alburgh village, VT show little to no average snow.

IRS migration statistics show a net inflow of about 93 for ZIP 05440 (Alburgh village, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.