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ZIP 05460
Housing & Real Estate

ZIP 05460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05460

Median Home Value

$266,400

Median Rent

$748

Affordability Snapshot

$73,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,711/mo PITI).

11%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05460, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,711. That is roughly in line with the local median household income ($78,897). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

82.5%+26% vs US avg

Vacancy Rate

14.0%+36% vs US avg

Broadband Access

81.6%-6% vs US avg

4+ Bedrooms

6.8%-54% vs US avg

Built Pre-1939

0.0%

Built Post-2014

1.0%-86% vs US avg

Rent Burden >30%

15.1%-70% vs US avg

Mortgage-Free

27.5%-28% vs US avg

$266,400

Home Value

$748

Rent

1975

Year Built

2007

Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached78.9%
1-unit attached5.2%
2-9 units7.9%
10+ units0.0%
Mobile home & other7.9%

ZIP 05460 — Housing & Real Estate

Housing & Real Estate in ZIP Code 05460

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