US5.com
  1. Home
  2. States
  3. Vermont
  4. ZIP 05474
  5. Housing & Real Estate
, VT

ZIP 05474 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05474

Median Home Value
$404,100
Median Rent
$1,196
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,596/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05474 in VT, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,596. That is roughly in line with the local median household income ($103,672). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 51% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
97.9%+50% vs US avg
x
Vacancy Rate
50.6%+391% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
36.4%-27% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$404,100
Home Value
$1,196
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.5%
  • 1-unit attached0.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$404,100
Median rent$1,196
Owner-occupied97.9%
Vacant50.6%
Price-to-income3.9x
Est. income to buy$111,000