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South Hero CDP, VT

ZIP 05486 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05486

Median Home Value
$508,200
Median Rent
$1,394
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,265/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05486 in South Hero CDP, VT, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,265. That is roughly in line with the local median household income ($133,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
40.7%+295% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$508,200
Home Value
$1,394
Rent
1983
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.4%
  • 1-unit attached0.7%
  • 2-9 units3.3%
  • 10+ units0.0%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$508,200
Median rent$1,394
Owner-occupied87.8%
Vacant40.7%
Price-to-income3.8x
Est. income to buy$140,000