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ZIP 05620
Housing & Real Estate

ZIP 05620 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05620

Median Home Value

$375,600

Median Rent

$1,117

Affordability Snapshot

$103,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,413/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05620, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,413. That is roughly in line with the local median household income ($90,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

49.9%-24% vs US avg

Vacancy Rate

4.2%-59% vs US avg

Broadband Access

92.0%+6% vs US avg

4+ Bedrooms

3.5%-77% vs US avg

Built Pre-1939

4.1%-68% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

8.0%-84% vs US avg

Mortgage-Free

29.1%-24% vs US avg

$375,600

Home Value

$1,117

Rent

1938

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached45.8%
1-unit attached3.4%
2-9 units45.1%
10+ units5.8%
Mobile home & other0.0%

ZIP 05620 — Housing & Real Estate

Housing & Real Estate in ZIP Code 05620

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