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Waterbury Center CDP, VT

ZIP 05677 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05677

Median Home Value
$474,000
Median Rent
N/A
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,045/mo PITI).

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 05677 in Waterbury Center CDP, VT, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,045. That sits below the local median household income ($151,745), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.3%+41% vs US avg
x
Vacancy Rate
21.9%+113% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
23.8%+61% vs US avg
x
Built Pre-1939
7.9%-39% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
78.1%+57% vs US avg
x
Mortgage-Free
38.8%+1% vs US avg
x
$474,000
Home Value
N/A
Rent
1985
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached1.6%
  • 2-9 units3.5%
  • 10+ units4.6%
  • Mobile home & other9.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$474,000
Median rent$-666,666,666
Owner-occupied92.3%
Vacant21.9%
Price-to-income3.1x
Est. income to buy$130,000