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ZIP 05702
Housing & Real Estate

ZIP 05702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05702

Median Home Value

$172,900

Median Rent

$806

Affordability Snapshot

$48,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,111/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05702, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,111. That is roughly in line with the local median household income ($45,495). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

53.6%-18% vs US avg

Vacancy Rate

12.3%+19% vs US avg

Broadband Access

83.9%-4% vs US avg

4+ Bedrooms

7.6%-49% vs US avg

Built Pre-1939

9.3%-27% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

32.4%-35% vs US avg

Mortgage-Free

33.8%-11% vs US avg

$172,900

Home Value

$806

Rent

1943

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached49.2%
1-unit attached2.8%
2-9 units44.8%
10+ units0.0%
Mobile home & other3.2%

ZIP 05702 — Housing & Real Estate

Housing & Real Estate in ZIP Code 05702

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