ZIP Code 05753 — Middlebury CDP, VT Demographics & Data

ZIP code 05753 covers Middlebury, VT in Addison County with a population of about 11,031.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Middlebury, VT sits in a university / college context (near middlebury college (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 05753 is about $87,340 — about 16% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.6%; unemployment rate near 4.4%; 55.8% of adults with a bachelor’s degree or higher (about 22.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 17.8% of workers reporting work-from-home (about 2.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $383,100 — about 10% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,120 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 71.3% (about 5.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05753 in Middlebury, VT, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,461. That is about 20% above the local median household income ($87,340), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Middlebury CDP, VT as Very Low (composite score 26.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (67.5) and flood (47.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Middlebury CDP, VT show little to no average snow and around 38.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 569 for ZIP 05753 (Middlebury CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.