ZIP Code 05776 — undefined, VT Demographics & Data

ZIP code 05776 covers VT in Bennington County with a population of about 348.

At a glance, the area shows median age of 51.8 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the ALBANY - SCHENECTADY - TROY media market.

VT fits a retirement-oriented profile (high share of residents 65+ (36.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 05776 is about $53,533 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.5%; unemployment rate near 0.8%; 25.9% of adults with a bachelor’s degree or higher (about 7.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Manufacturing; about 5.6% of workers reporting work-from-home (about 9.6 points below the U.S. share (15.2%)); a mean commute of about 118.0 minutes (U.S. average near 26.8).

Median home value is about $267,100 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.7% (about 23.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05776 in VT, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 38% above the local median household income ($53,533), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VT as Relatively Low (composite score 52.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (71.9) and flood (64.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VT show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 05776 (VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.