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, VT

ZIP 05778 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05778

Median Home Value
$272,300
Median Rent
$1,197
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,749/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05778 in VT, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,749. That is roughly in line with the local median household income ($76,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.7%+13% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
11.1%-25% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
36.4%-27% vs US avg
x
Mortgage-Free
37.5%-2% vs US avg
x
$272,300
Home Value
$1,197
Rent
1971
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.1%
  • 1-unit attached0.3%
  • 2-9 units15.6%
  • 10+ units0.0%
  • Mobile home & other9.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$272,300
Median rent$1,197
Owner-occupied73.7%
Vacant5.3%
Price-to-income3.6x
Est. income to buy$75,000