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Lakeville CDP, CT

ZIP 06039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06039

Median Home Value
$656,500
Median Rent
$1,286
Affordability Snapshot
$181,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,217/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

42.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06039 in Lakeville CDP, CT, a household would need roughly $181,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,217. That is about 83% above the local median household income ($98,882), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.6%-10% vs US avg
x
Vacancy Rate
33.3%+224% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
17.5%+18% vs US avg
x
Built Pre-1939
2.6%-79% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
38.2%+0% vs US avg
x
$656,500
Home Value
$1,286
Rent
1955
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached2.6%
  • 2-9 units19.6%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$656,500
Median rent$1,286
Owner-occupied58.6%
Vacant33.3%
Price-to-income6.6x
Est. income to buy$181,000