ZIP Code 06098 — Winsted CDP, CT Demographics & Data

ZIP code 06098 covers Winsted, CT in Litchfield County with a population of about 10,200.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 860, 959; U.S. House district CT-1; the HARTFORD & NEW HAVEN media market.

Median household income in ZIP 06098 is about $68,661 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 5.4%; 28.6% of adults with a bachelor’s degree or higher (about 5.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 5.5% of workers reporting work-from-home (about 9.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $238,700 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $960 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 06098 in Winsted, CT, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,533. That is roughly in line with the local median household income ($68,661). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Winsted CDP, CT show little to no average snow and around 51.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 563 for ZIP 06098 (Winsted CDP, CT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.