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ZIP 06232
Housing & Real Estate

, CT

ZIP 06232 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06232

Median Home Value

$375,200

Median Rent

$1,118

Affordability Snapshot

$103,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,410/mo PITI).

11%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x

Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06232 in CT, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,410. That sits below the local median household income ($127,335), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

94.0%+44% vs US avg

Vacancy Rate

9.0%-13% vs US avg

Broadband Access

97.8%+12% vs US avg

4+ Bedrooms

4.3%-71% vs US avg

Built Pre-1939

13.4%+5% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

0.0%

Mortgage-Free

31.3%-18% vs US avg

$375,200

Home Value

$1,118

Rent

1975

Year Built

2004

Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached95.8%
1-unit attached0.7%
2-9 units3.5%
10+ units0.0%
Mobile home & other0.0%

Historical Trends in 06232 (2020–Present)

Since 2020, population declined 0.9%, median income rose 8.8% (inflation-adjusted), home values increased 7.2%.

Home Value

$375,200

+8% vs US avg

Median Rent

$1,118

-4% vs US avg

ZIP 06232 — Housing & Real Estate

Housing & Real Estate in ZIP Code 06232

Historical Trends in 06232 (2020–Present)

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Housing & Real Estate key statistics