US5.com
  1. Home
  2. States
  3. Connecticut
  4. ZIP 06357
  5. Housing & Real Estate
Niantic CDP, CT

ZIP 06357 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06357

Median Home Value
$369,600
Median Rent
$1,235
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,374/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06357 in Niantic CDP, CT, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,374. That is roughly in line with the local median household income ($98,852). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
15.9%+55% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
44.5%+16% vs US avg
x
$369,600
Home Value
$1,235
Rent
1967
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached5.6%
  • 2-9 units7.5%
  • 10+ units8.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$369,600
Median rent$1,235
Owner-occupied77.0%
Vacant15.9%
Price-to-income3.7x
Est. income to buy$102,000