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Bridgeport city, CT

ZIP 06604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06604

Median Home Value
$231,300
Median Rent
$1,158
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,486/mo PITI).

30%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06604 in Bridgeport city, CT, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,486. That is about 40% above the local median household income ($45,794), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.1%-46% vs US avg
x
Vacancy Rate
8.3%-19% vs US avg
x
Broadband Access
82.2%-6% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
31.0%-38% vs US avg
x
Mortgage-Free
33.8%-12% vs US avg
x
$231,300
Home Value
$1,158
Rent
1949
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached13.5%
  • 1-unit attached10.7%
  • 2-9 units34.7%
  • 10+ units41.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$231,300
Median rent$1,158
Owner-occupied35.1%
Vacant8.3%
Price-to-income5.1x
Est. income to buy$64,000