US5.com
  1. Home
  2. States
  3. Connecticut
  4. ZIP 06787
  5. Housing & Real Estate
Thomaston CDP, CT

ZIP 06787 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06787

Median Home Value
$259,800
Median Rent
$812
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,669/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06787 in Thomaston CDP, CT, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,669. That sits below the local median household income ($103,843), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.9%+24% vs US avg
x
Vacancy Rate
8.9%-13% vs US avg
x
Broadband Access
88.3%+2% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
27.5%-45% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$259,800
Home Value
$812
Rent
1962
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.0%
  • 1-unit attached1.9%
  • 2-9 units19.3%
  • 10+ units5.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$259,800
Median rent$812
Owner-occupied80.9%
Vacant8.9%
Price-to-income2.5x
Est. income to buy$72,000