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Stamford city, CT

ZIP 06831 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06831

Median Home Value
$1,483,500
Median Rent
$3,181
Affordability Snapshot
$408,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,530/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06831 in Stamford city, CT, a household would need roughly $408,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,530. That is about 86% above the local median household income ($218,785), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
28.7%+94% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
39.2%+3% vs US avg
x
$1,483,500
Home Value
$3,181
Rent
1971
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.5%
  • 1-unit attached8.2%
  • 2-9 units7.8%
  • 10+ units3.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,483,500
Median rent$3,181
Owner-occupied78.3%
Vacant13.8%
Price-to-income6.8x
Est. income to buy$408,000