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Hoboken city, NJ

ZIP 07030 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07030

Median Home Value
$872,100
Median Rent
$2,683
Affordability Snapshot
$240,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,602/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07030 in Hoboken city, NJ, a household would need roughly $240,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,602. That is about 36% above the local median household income ($176,943), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
34.1%-48% vs US avg
x
Vacancy Rate
7.8%-25% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
22.3%-42% vs US avg
x
$872,100
Home Value
$2,683
Rent
1975
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.4%
  • 1-unit attached3.1%
  • 2-9 units36.6%
  • 10+ units59.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$872,100
Median rent$2,683
Owner-occupied34.1%
Vacant7.8%
Price-to-income4.9x
Est. income to buy$240,000