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Vauxhall CDP, NJ

ZIP 07040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07040

Median Home Value
$684,600
Median Rent
$1,919
Affordability Snapshot
$188,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,398/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07040 in Vauxhall CDP, NJ, a household would need roughly $188,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,398. That is roughly in line with the local median household income ($167,428). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
14.2%-4% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$684,600
Home Value
$1,919
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.1%
  • 1-unit attached3.2%
  • 2-9 units21.9%
  • 10+ units14.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$684,600
Median rent$1,919
Owner-occupied76.9%
Vacant3.6%
Price-to-income4.1x
Est. income to buy$188,000