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Wood-Ridge borough, NJ

ZIP 07075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07075

Median Home Value
$532,900
Median Rent
$1,814
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,423/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07075 in Wood-Ridge borough, NJ, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,423. That is roughly in line with the local median household income ($131,412). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.6%-1% vs US avg
x
Vacancy Rate
1.7%-83% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
16.4%-67% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$532,900
Home Value
$1,814
Rent
1964
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.6%
  • 1-unit attached13.1%
  • 2-9 units20.7%
  • 10+ units17.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$532,900
Median rent$1,814
Owner-occupied64.6%
Vacant1.7%
Price-to-income4.1x
Est. income to buy$147,000