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South Plainfield borough, NJ

ZIP 07080 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07080

Median Home Value
$444,100
Median Rent
$1,714
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,853/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07080 in South Plainfield borough, NJ, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,853. That is roughly in line with the local median household income ($126,161). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
1.9%-81% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
13.9%-72% vs US avg
x
Mortgage-Free
31.2%-18% vs US avg
x
$444,100
Home Value
$1,714
Rent
1962
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.8%
  • 1-unit attached4.5%
  • 2-9 units7.4%
  • 10+ units9.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$444,100
Median rent$1,714
Owner-occupied85.1%
Vacant1.9%
Price-to-income3.5x
Est. income to buy$122,000