ZIP Code 07087 — Union City city, NJ Demographics & Data

ZIP code 07087 covers Union City, NJ in Hudson County with a population of about 66,375.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area codes 201, 551; U.S. House district NJ-8; the NEW YORK media market.

Union City, NJ sits in a university / college context (near stevens institute of technology (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 07087 is about $65,369 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.3%; unemployment rate near 8.5%; 28.4% of adults with a bachelor’s degree or higher (about 5.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Healthcare; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $446,800 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,352 (about 16% above the U.S. median rent ($1,163)), and owner-occupancy near 20.4% (about 45.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07087 in Union City, NJ, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,870. That is about 88% above the local median household income ($65,369), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Union City city, NJ as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Union City city, NJ show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4,272 for ZIP 07087 (Union City city, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.