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Mountainside borough, NJ

ZIP 07092 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07092

Median Home Value
$755,600
Median Rent
$3,501
Affordability Snapshot
$208,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,854/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07092 in Mountainside borough, NJ, a household would need roughly $208,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,854. That is roughly in line with the local median household income ($210,100). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
15.0%+1% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
59.0%+19% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$755,600
Home Value
$3,501
Rent
1958
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.9%
  • 1-unit attached1.4%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$755,600
Median rent$3,501
Owner-occupied86.8%
Vacant2.9%
Price-to-income3.6x
Est. income to buy$208,000