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Clifton city, NJ

ZIP 07110 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07110

Median Home Value
$489,900
Median Rent
$1,586
Affordability Snapshot
$135,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,147/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07110 in Clifton city, NJ, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,147. That is about 17% above the local median household income ($115,215), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.6%+5% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
12.6%-2% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$489,900
Home Value
$1,586
Rent
1952
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.2%
  • 1-unit attached6.8%
  • 2-9 units26.9%
  • 10+ units12.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$489,900
Median rent$1,586
Owner-occupied68.6%
Vacant3.4%
Price-to-income4.3x
Est. income to buy$135,000