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Elizabeth city, NJ

ZIP 07201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07201

Median Home Value
$413,000
Median Rent
$1,344
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,653/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07201 in Elizabeth city, NJ, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,653. That is about 84% above the local median household income ($62,026), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
19.9%-70% vs US avg
x
Vacancy Rate
8.6%-17% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
12.8%+0% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
27.2%-45% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$413,000
Home Value
$1,344
Rent
1962
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.7%
  • 1-unit attached5.7%
  • 2-9 units68.3%
  • 10+ units18.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$413,000
Median rent$1,344
Owner-occupied19.9%
Vacant8.6%
Price-to-income6.7x
Est. income to buy$114,000