ZIP Code 07203 — Roselle borough, NJ Demographics & Data

ZIP code 07203 covers Roselle, NJ in Union County with a population of about 22,455.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 908; U.S. House district NJ-10; the NEW YORK media market.

Roselle, NJ sits in a university / college context (near kean university (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 07203 is about $82,967 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 7.7%; 26.1% of adults with a bachelor’s degree or higher (about 7.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Transportation; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $336,500 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,406 (about 21% above the U.S. median rent ($1,163)), and owner-occupancy near 51.8% (about 13.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07203 in Roselle, NJ, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,162. That is roughly in line with the local median household income ($82,967). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Roselle borough, NJ as Relatively High (composite score 95.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.5) and hurricane (89.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Roselle borough, NJ show little to no average snow and around 50.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,445 for ZIP 07203 (Roselle borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.