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Fair Lawn borough, NJ

ZIP 07410 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07410

Median Home Value
$532,700
Median Rent
$1,859
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,422/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07410 in Fair Lawn borough, NJ, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,422. That is roughly in line with the local median household income ($147,952). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
1.9%-81% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
21.1%+65% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
33.1%-33% vs US avg
x
Mortgage-Free
39.6%+4% vs US avg
x
$532,700
Home Value
$1,859
Rent
1953
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.4%
  • 1-unit attached4.6%
  • 2-9 units14.1%
  • 10+ units5.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$532,700
Median rent$1,859
Owner-occupied79.3%
Vacant1.9%
Price-to-income3.6x
Est. income to buy$147,000