ZIP Code 07421 — Hewitt CDP, NJ Demographics & Data

ZIP code 07421 covers Hewitt, NJ in Passaic County with a population of about 7,660.

At a glance, the area shows median age of 46.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 862, 973; U.S. House district NJ-5; the NEW YORK media market.

Median household income in ZIP 07421 is about $132,419 — about 76% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.1%; unemployment rate near 13.0%; 38.0% of adults with a bachelor’s degree or higher (about 4.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 21.4% of workers reporting work-from-home (about 6.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $375,500 — about 8% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,885 (about 62% above the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07421 in Hewitt, NJ, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,412. That sits below the local median household income ($132,419), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hewitt CDP, NJ as Relatively High (composite score 95.8), which is among the highest nationally. The strongest component scores on US5 are flood (97.8) and hurricane (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hewitt CDP, NJ show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 493 for ZIP 07421 (Hewitt CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.