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Macopin CDP, NJ

ZIP 07480 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07480

Median Home Value
$362,200
Median Rent
$1,264
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,327/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07480 in Macopin CDP, NJ, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,327. That sits below the local median household income ($114,056), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.8%+37% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
36.5%-4% vs US avg
x
$362,200
Home Value
$1,264
Rent
1969
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.9%
  • 1-unit attached8.6%
  • 2-9 units1.3%
  • 10+ units13.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$362,200
Median rent$1,264
Owner-occupied89.8%
Vacant6.8%
Price-to-income3.2x
Est. income to buy$100,000