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Paramus borough, NJ

ZIP 07652 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07652

Median Home Value
$736,000
Median Rent
$2,772
Affordability Snapshot
$203,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,728/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07652 in Paramus borough, NJ, a household would need roughly $203,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,728. That is about 45% above the local median household income ($139,707), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.7%+25% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
13.9%-6% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
40.9%+7% vs US avg
x
$736,000
Home Value
$2,772
Rent
1963
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached4.3%
  • 2-9 units5.6%
  • 10+ units5.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$736,000
Median rent$2,772
Owner-occupied81.7%
Vacant5.4%
Price-to-income5.3x
Est. income to buy$203,000