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Fair Haven borough, NJ

ZIP 07704 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07704

Median Home Value
$943,300
Median Rent
$3,500
Affordability Snapshot
$260,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,060/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07704 in Fair Haven borough, NJ, a household would need roughly $260,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,060. That is roughly in line with the local median household income ($237,132). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
92.4%+41% vs US avg
x
Vacancy Rate
0.5%-95% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
12.6%-15% vs US avg
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
30.1%-21% vs US avg
x
$943,300
Home Value
$3,500
Rent
1956
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.8%
  • 1-unit attached0.4%
  • 2-9 units1.8%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$943,300
Median rent$3,500
Owner-occupied92.4%
Vacant0.5%
Price-to-income4.0x
Est. income to buy$260,000