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Belmar borough, NJ

ZIP 07719 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07719

Median Home Value
$628,700
Median Rent
$1,626
Affordability Snapshot
$173,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,039/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07719 in Belmar borough, NJ, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,039. That is about 44% above the local median household income ($119,877), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.4%+12% vs US avg
x
Vacancy Rate
14.1%+37% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$628,700
Home Value
$1,626
Rent
1967
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.2%
  • 1-unit attached6.7%
  • 2-9 units11.3%
  • 10+ units13.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$628,700
Median rent$1,626
Owner-occupied73.4%
Vacant14.1%
Price-to-income5.2x
Est. income to buy$173,000