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, NJ

ZIP 07733 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07733

Median Home Value
$814,000
Median Rent
$3,319
Affordability Snapshot
$224,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,229/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07733 in NJ, a household would need roughly $224,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,229. That is about 28% above the local median household income ($175,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.5%+40% vs US avg
x
Vacancy Rate
2.0%-81% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
20.6%+39% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
47.0%-6% vs US avg
x
Mortgage-Free
41.7%+9% vs US avg
x
$814,000
Home Value
$3,319
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.7%
  • 1-unit attached14.7%
  • 2-9 units1.6%
  • 10+ units4.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$814,000
Median rent$3,319
Owner-occupied91.5%
Vacant2.0%
Price-to-income4.6x
Est. income to buy$224,000