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Keansburg borough, NJ

ZIP 07734 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07734

Median Home Value
$310,000
Median Rent
$1,523
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,991/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07734 in Keansburg borough, NJ, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,991. That is roughly in line with the local median household income ($89,073). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.6%-9% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$310,000
Home Value
$1,523
Rent
1960
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached4.5%
  • 2-9 units20.4%
  • 10+ units9.1%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$310,000
Median rent$1,523
Owner-occupied59.6%
Vacant9.6%
Price-to-income3.5x
Est. income to buy$85,000