US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 07757
  5. Housing & Real Estate
Oceanport borough, NJ

ZIP 07757 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07757

Median Home Value
$685,800
Median Rent
$1,310
Affordability Snapshot
$189,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,405/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07757 in Oceanport borough, NJ, a household would need roughly $189,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,405. That is about 21% above the local median household income ($156,196), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.5%+43% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
27.2%-45% vs US avg
x
Mortgage-Free
32.2%-16% vs US avg
x
$685,800
Home Value
$1,310
Rent
1976
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.2%
  • 1-unit attached12.1%
  • 2-9 units0.8%
  • 10+ units5.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$685,800
Median rent$1,310
Owner-occupied93.5%
Vacant5.0%
Price-to-income4.4x
Est. income to buy$189,000